Temporary Insurance

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Temporary Insurance

Postby DMC1983 » Tue Jun 18, 2019 11:29 pm

Its now getting very close to putting the car through its first MOT before the whole registering phase.

Who have previous importers used for temporary insurance? Ive just put a quote request in with Adrian Flux but wanted to know of any others.

Also, i know it varies from person to person, but roughly, how much were you quoted and how long was you covered for?

Thanks
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Re: Temporary Insurance

Postby mec » Wed Jun 19, 2019 1:30 am

Speak to andre at lancaster, alot of us are insured with them, it might be worth insuring it properly for a normal policy as its around the 300 quid mark for me, rather than blowing 50 odd quid for 1 day do a full policy on monthly payments, it will work out cheaper in the long run, i know the job situation doesnt help but if u can do it, it will deffo be cheaper overall :thumbsup:
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Re: Temporary Insurance

Postby Darren C » Wed Jun 19, 2019 9:04 am

As Mike says, it's far cheaper to just go for a years insurance in the long run. I use RH Specialist Insurance, okay I'm getting on a bit, but I up'd my agreed value to £40K last year & got fully comp unlimited miles with all whistles & bells for £150.78. I Did complain though as it was £97 the year before at an agreed value of £25K ;)
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Re: Temporary Insurance

Postby Dan 6511 » Wed Jun 19, 2019 10:40 am

Mines insured with Admiral. Its on their system suprisingly, so you can do an online quote. I can't remember what I paid but it wasn't a lot. Around 100 - 150 ish I think.
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Re: Temporary Insurance

Postby DMC1983 » Wed Jun 19, 2019 10:48 am

Well i just heard from adrian and they said they cant do a temporary one but the full year is £400 for me (ive not been driving long). Tbh i was expecting it to be higher.

My daily driver is on admiral so it may be worth seeing what they can do since they have a multi car policy. Ill check out lancaster too.
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Re: Temporary Insurance

Postby MikeWard » Wed Jun 19, 2019 3:24 pm

As others have mentioned, just insure it for the year, the provider will give you a grace period in which it will be insured on the VIN to allow for MOT and DVLA registration.

I paid £302 for my first years insurance (I was 25 at the time). I would give Andre at Lancaster a call. Adrian Flux have always been one of the more expensive providers in my experience.
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Re: Temporary Insurance

Postby arranj » Wed Jun 19, 2019 3:37 pm

Seconded for Lancaster. I just had my renewal quote from them at £225 - standard insurance practice nowaday it seems with renewals - I emailed Andre and said that's ridiculous, so he's sorted the price out and I've just renewed today at £137.

andre (dot) whitty at lancasterinsurance .co.uk is his direct email - but I have a feeling that only works if you are replying to an email he's sent you. 83723 is his "phone number", whatever that means. (01480 484848 is the main number)

I know the Flux family quite well, they are not short of a bob or two ;)
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Re: Temporary Insurance

Postby A Van » Thu Jun 20, 2019 8:09 am

Darren C wrote:As Mike says, it's far cheaper to just go for a years insurance in the long run. I use RH Specialist Insurance, okay I'm getting on a bit, but I up'd my agreed value to £40K last year & got fully comp unlimited miles with all whistles & bells for £150.78. I Did complain though as it was £97 the year before at an agreed value of £25K ;)



£40k - bit high for yours surely?


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Re: Temporary Insurance

Postby jamesrguk » Wed Jul 03, 2019 12:52 pm

arranj wrote:Seconded for Lancaster. I just had my renewal quote from them at £225 - standard insurance practice nowaday it seems with renewals - I emailed Andre and said that's ridiculous, so he's sorted the price out and I've just renewed today at £137.

andre (dot) whitty at lancasterinsurance .co.uk is his direct email - but I have a feeling that only works if you are replying to an email he's sent you. 83723 is his "phone number", whatever that means. (01480 484848 is the main number)

I know the Flux family quite well, they are not short of a bob or two ;)


Definitely speak with Andre, I didn't this year and feel like I overpaid via Lancaster despite negotiating the price back down to near last years level (within £5). My higher premium might be because I have commercial cover for paid wedding work (I supposed I should actually do some to justify it).

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